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5 loan hoops you’ll need to jump through

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The five standards you'll need to meet to get a home loan.

A loan application can feel like a report card on your personal financial progress. While it might be a little unnerving, it can also be a healthy dose of tough love.

A poor credit history, lack of capital or inability to service a repayment schedule has nowhere to hide. Yet, signing up to a debilitating loan, or to a mortgage on which you ultimately default, is a painful experience that can last years.

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